Create a Home Inventory
Homeowners can create a home inventory list easily thanks to FREE access to the Insurance Information Institutes "Know Your Stuff" software, which is available at www.knowyourstuff.org. The software is user friendlyavailable and even provides free secure storage online so users can be sure their inventory is accessible in the event that their home is damaged.
After a quick setup, users can create a name for each room in their home: kitchen, living room, family room, master bedroom and begin adding items. A drop down list is even available with the most common household items as well as the specific information required by insurance companies, in case a claim needs to be filed. Want to add a picture or a receipt for a large ticket item? No problem, just upload the image.
Once the home inventory is completed, its a good idea to have the homeowners insurance agent review the list to make sure the home has sufficient coverage.